Will My Medical Debt Disappear After 7 Years?

While your medical history is certainly not a part of your credit report, unpaid medical debts that go to collections can go onto your report and affect your credit score. Collections marks on your credit report can take a chunk off your credit score and last up to 7 years. However, there is good news – credit agencies now weight medical […]

How Bankruptcy Impacts Your Credit Score

Many people think of bankruptcy as financial Armageddon, the final act in a downward spiral that ends with a judicial order that discharges the debt. As bad as bankruptcy is, it doesn’t leave a lifelong black mark on your finances, but restoring your financial good name takes effort as well as time. You ask, how bankruptcy impacts your credit score? […]

How to Rebuild Credit in 6 Steps

Your credit score is a sensitive number—three digits that can move up or down on any given day depending on how the information in your credit report changes. If you’re unsure of how to rebuild credit – have no fear, we can help guide you through this normally dreadful process. But, we’ll make it easy for you If you need to borrow […]

How to Choose the Best Credit Card For You

Not all credit cards are made for you. You’re unique with a strikingly distinct personality and success! That’s why you’ve your individual financial needs too. A carelessly chosen credit card that does not match a cardholder’ personality is more than a financial loss for the cardholder; it causes mental discomfort and frustration. A better strategy is to think before you […]